Buy or sell real estate in Milwaukee with clarity and confidence

Local insight, real data, and zero pressure - so you can make the right move.

How I Help You

Buyers 🏡

Find the right home with a clear strategy

Sellers 💰

Price, market, and negotiate for maximum value

Investors 📊

Identify cash-flow opportunities and long-term plays

Run the Numbers on a Milwaukee 2 - 4 Unit

Estimate your monthly housing cost, future cash flow, and break - even point before you buy.

Milwaukee 2–4 Unit House Hack Calculator

Estimate your monthly cost while living there, future cash flow, cash to close, and break-even rent.

Numbers update automatically.
Monthly cost while you live there$0
Stabilized cash flow after moving out$0
Estimated cash to close$0
Break-even gross monthly rent$0
Enter your assumptions to run the numbers.
Want help finding a Milwaukee-area 2–4 unit that actually pencils? Send me a message or use the scheduling link on this page.

Planning estimates only. Actual loan terms, PMI, closing costs, taxes, insurance, rents, expenses, vacancy, maintenance and eligibility vary. Verify all figures independently before purchasing.

(function(){ var root=document.getElementById("hhcalc"); if(!root || root.dataset.ready==="1") return; root.dataset.ready="1"; function q(id){return document.getElementById(id)} function n(id){ var v=parseFloat(q(id).value); return Number.isFinite(v)?Math.max(0,v):0; } function money(x){ if(!Number.isFinite(x)) x=0; return x.toLocaleString("en-US",{style:"currency",currency:"USD",maximumFractionDigits:0}); } function payment(principal,annualRate){ if(principal<=0)return 0; var r=annualRate/1200, months=360; if(r===0)return principal/months; var f=Math.pow(1+r,months); return principal*(r*f)/(f-1); } function syncUnits(){ var count=parseInt(q("hh_units").value,10)||2; var occ=q("hh_occ"); var current=parseInt(occ.value,10); root.querySelectorAll(".unit").forEach(function(el){ el.style.display=parseInt(el.dataset.u,10)<=count?"block":"none"; }); occ.innerHTML=""; for(var i=1;i<=count;i++){ var op=document.createElement("option"); op.value=String(i); op.textContent="Unit "+i; if(current===i)op.selected=true; occ.appendChild(op); } var none=document.createElement("option"); none.value="0"; none.textContent="None (fully rented)"; if(current===0)none.selected=true; occ.appendChild(none); if(current>count)occ.value="1"; calculate(); } function calculate(){ var price=n("hh_price"), downPct=Math.min(100,n("hh_down")), rate=n("hh_rate"); var tax=n("hh_tax")/12, ins=n("hh_ins")/12, util=n("hh_util"); var closePct=n("hh_close"), credit=n("hh_credit"), pmiRate=n("hh_pmi"); var vac=Math.min(99,n("hh_vac"))/100, maint=Math.min(99,n("hh_maint"))/100, stress=n("hh_stress"); var count=parseInt(q("hh_units").value,10)||2, occ=parseInt(q("hh_occ").value,10); var rents=[], gross=0; for(var i=1;i<=count;i++){var r=n("hh_r"+i);rents.push(r);gross+=r} var down=price*downPct/100, loan=Math.max(0,price-down), pi=payment(loan,rate); var pmi=downPct<20?loan*pmiRate/100/12:0; var fixed=pi+tax+ins+pmi+util; var reserves=gross*(vac+maint); var stabilized=gross-reserves-fixed; var factor=1-(vac+maint); var breakEven=factor>0?fixed/factor:0; var cash=Math.max(0,down+price*closePct/100-credit); var stressPI=payment(loan,stress); var stressCF=gross-reserves-(stressPI+tax+ins+pmi+util); if(occ===0){ q("hh_ownerlabel").textContent="Monthly cost while you live there"; q("hh_owner").textContent="N/A"; }else{ var occupiedRent=rents[occ-1]||0; var rentedGross=Math.max(0,gross-occupiedRent); var ownerCost=fixed-rentedGross+rentedGross*(vac+maint); q("hh_ownerlabel").textContent="Monthly cost while you live there"; q("hh_owner").textContent=money(ownerCost); } q("hh_cf").textContent=(stabilized>=0?"+":"")+money(stabilized); q("hh_cash").textContent=money(cash); q("hh_be").textContent=money(breakEven); var s=q("hh_signal"); if(stabilized>=250)s.textContent="Strong positive cash-flow signal: at these assumptions, stabilized cash flow is at least $250/month after reserves."; else if(stabilized>=0)s.textContent="Positive but thin: the property is above break-even, but there is limited room for surprises."; else if(stabilized>=-250)s.textContent="Near break-even: a small change in price, rent, rate or expenses could move the deal either way."; else s.textContent="Negative stabilized cash flow: at these assumptions, the property would require meaningful monthly support after you move out."; q("hh_status").textContent="Updated."; } root.addEventListener("input",function(e){ if(e.target.matches("input")) calculate(); }); root.addEventListener("change",function(e){ if(e.target.id==="hh_units") syncUnits(); else calculate(); }); q("hh_calcbtn").addEventListener("click",calculate); syncUnits(); })();

Want me to help you find a property that actually pencils?

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Let's talk about your next move

Whether you're buying, selling, or just exploring your options, I'm happy to walk you through it - no pressure.

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